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Dolenni talu, cardiau, Direct Debit, talwyr hwyr ac e-bost bore 'pwy sy'n ddyledus i mi'.
A text saying "our bank details have changed" has cost UK businesses tens of millions of pounds. Here's what actually protects a trade business from invoice fraud and account takeover — the habits that help whatever software you use, and how TradeYoke is built to catch a forged message before you act on it.
Gall TradeYoke bellach godi ac anfon anfoneb glanhau ffenestri neu arddio y foment y caiff y swydd ei nodi'n gyflawn, ac mae pob anfoneb yn cario botwm Talu nawr — ar yr e-bost, y PDF a thudalen cyfrif y cwsmer ei hun.
Mae pob teclyn anfonebu'n honni mai fe yw'r ateb. Dyma beth sy'n wir bwysig i fusnes crefft yn y DU — PDFs wedi'u brandio, dolen dalu, cydweddu cyfrifeg y gallwch ymddiried ynddo — beth mae'r criw presennol o declynnau'n ei wneud yn dda a'i adael allan, a ble mae TradeYoke yn ffitio, bylchau'n gynwysedig.
Tua 1% ar lanhad £12, dim casgliadau nos Wener, ac arian sy'n cyrraedd p'un a oedd y cwsmer i mewn ai peidio. Sut mae Direct Debit yn newid rownd lanhau ffenestri, a sut i symud cwsmeriaid arno.
Dolen dalu drwy neges destun, cerdyn ar y stepen drws, Direct Debit ar gyfer y rheolaidd. Y tair ffordd mae crefftau'r DU yn cael eu talu'r un diwrnod, a phryd i ddefnyddio pob un.
Ysgol atgoffa sy'n cadw cwsmeriaid, yr awtomeiddio sy'n eich talu wythnosau'n gynt, a beth yn union mae'r Ddeddf Taliadau Hwyr yn caniatáu i chi ei godi pan fydd busnes yn eich anwybyddu.
Un e-bost cyn y swydd gyntaf: pob cwsmer sy'n ddyledus i chi, pa mor hwyr, a dolen y gallant dalu ohoni. Pam mae'n gweithio a beth sy'n newid ar ôl wythnos ohono.
January 2025 was about getting paid faster: a pay link on the invoice, cards through Stripe, Direct Debit through GoCardless, and every payment settled back onto the ledger automatically.
December 2024 was about the end of the invoice: part payments, receipts, and a clear view of who owes what and how old the money is. Here is what we built and why.
November 2024 was about trust. The invoicing ledger only ever adds entries: a correction is a new line, not an edit. Here is why that makes the books easier to trust.
With customers, jobs and a diary working, the next question was money. October 2024 started the invoicing work: why it followed the visit, and the three things it had to get right.
